Much help has been forthcoming from the following people:

Michael Braganca, AMBAC

John Cotter, AMBAC

Michael Levitian, AGC Corp.,

Don Mitchell, AGC Corp.,

Shari Ball, American Capital Access ,

John McBride, ORACLE Consulting ,

Jeff Slepoi, Financial Security Assurance,

Murali Thirumalai, Ambac Financial Group, Inc.,

Nikhil Kumar, Financial Guaranty Insurance Corp.,

Kimberly Osgood, Municipal Bond Insurance Association